Protection for the Unexpected

I represent the most trusted life insurance companies in the nation so you can Plan freely and get the best deal on your coverage.

Jamal Chambers

Insurance Advisor

Compare prices among the nation’s most trusted insurers.

Why should you work with

Jamal Chambers

Has access to a broad array of insurance companies and products and can help you with a variety of insurance needs, including final expense, mortgage protection, retirement planning, and more.

Image

Expertise

Is a trained professional who has a deep understanding of the different types of life insurance policies available and can help you choose the one that best meets your needs and goals.

Image

Convenience

An Advisor can be more convenient than trying to research and compare policies all on your own. An Advisor can do the legwork for you, comparing quotes from multiple insurance companies and helping you understand the terms and conditions of each policy.

Image

Personalized service

An Advisor can provide personalized service and support to help you choose the right policy for your unique situation. They can take the time to understand your financial needs and goals, and work with you to find a policy that fits your budget and provides the protection you need.

What We Offer

Life Insurance

Having your own life insurance policy helps to provide continued coverage for your loved ones in the event of your death even if you change your employer.

Final Expense

Final expense insurance is a form of life insurance policy designed to cover your final expenses, such as funeral, burial, and remaining debts.

Mortgage Protection

Mortgage protection solutions provide peace of mind and flexibility to customize your own policy.

Index Universal Life

A type of permanent life insurance, which means it has a cash value component in addition to a death benefit.

Retirement Planning

Retirement planning is a multistep process that evolves over time.

Health & Medicare

Discover your Medicare or Health insurance options.

Ready to plan for your

family’s future?

Book a meeting with me below to discover your options.

TESTIMONIALS

Stories From Families We’ve Helped

Exceptional service and expertise!

"I was overwhelmed by the number of life insurance options, but they made it so simple. They helped me find the perfect plan for my family and answered all my questions patiently. I can't thank them enough!"

- Sarah J.

My family and I are protected for life!

"The guidance I received was invaluable. The advisor explained every detail and tailored the policy to my needs. I feel so relieved knowing my family is secure, no matter what."

- John M

Highly recommend!

"I was hesitant about life insurance at first, but working with Jamal Chambers changed my perspective completely. Their personalized approach and genuine care made all the difference."

– Emily R

Frequently Asked Questions

We understand making decisions about life insurance can feel overwhelming. Here are answers to some common questions to help you make an informed choice.

What types of life insurance do you offer?

We offer a variety of life insurance options, including term life, whole life, universal life, final expense, and indexed universal life (IUL). Each is designed to meet specific needs, whether you're looking for temporary coverage, long-term planning, or investment opportunities.

How much life insurance coverage do I need?

Your coverage needs depend on your income, debts, living expenses, and future financial goals. We can guide you through a needs analysis to determine the right amount of coverage for your family and budget.

Can I access the cash value of my life insurance policy?

Yes! Some policies, like whole life and indexed universal life, build cash value over time that you can access through loans or withdrawals. This can be a great resource for unexpected expenses or financial planning.

What happens if I miss a premium payment?

Many policies have a grace period, typically 30 days, during which you can make your payment without losing coverage. If you think you’ll have trouble making a payment, contact us as soon as possible to discuss your options.

Jamal Chambers

NPN#: 16441408

Request a call Back

I agree to the Privacy Policy. By providing my phone number, I agree to receive text messages from the business.

Copyright 2024. All rights reserved,First Class Insurance Agency LLC